澳大利亞金融立法：理財師必須持證執業

Landmark Legislation Assures Australians That Financial Planners Will Need To Be Qualified and Subject to Code of Ethics

Financial Planning Standards Board Ltd.(FPSB), owner of the international CERTIFIED FINANCIAL PLANNER certification program outside the United States, congratulates theFinancial Planning Association of Australia(FPA) on its role in the introduction of landmark legislation to cement financial planning as arecognized professionin Australia.

國際金融理財標準委員會（FPSB）祝賀澳大利亞理財師協會（FPA），關於澳大利亞通過了一部具有里程碑意義的法律，以此鞏固理財師在澳大利亞作為被法律認可的職業地位。

Promoted for several years by FPA Australia as necessary to benefit consumers and raise professional standards, Australia』s Parliament passed theCorporations Amendment (Professional Standards of Financial Advisers) Bill 2016, which enshrines the term financial planner / adviser in law and restricts use of the term to those who are properly licensed. As such, any person claiming to be a financial planner in Australia without having the appropriate qualifications to do so will be breaking the law.

澳大利亞理財師協會多年來致力於造福消費者並提高理財師的執業準則，如今澳大利亞國會通過了《2016企業修正法案》，在法律上明確了對金融理財師/理財顧問的界定，並且嚴格規定了只有獲取相關資質的專業人士才有資格使用該稱謂。鑒於此，在澳大利亞，若沒有獲得相應資質而聲稱自己是金融理財師的行為，將被視為違反法律。

The legislation package significantly raises the professional standards and education level required of financial planners in Australia, upgrading those standards from a short course to include:

該法案顯著提高了理財師的執業標準和受教育水平。過去理財師們接受的培訓短課，在今後將被提升為包含以下程序的認證流程：

a degree qualification;

completion of a 「professional year」;

successful completion of a registration exam;

completion of ongoing continuing professional development; and

adherence to a code of ethics for financial planners.

獲得學位證書；

完成「職業年」培訓；

通過註冊考試；

完成繼續教育發展培訓；

遵循金融理財師的道德標準。

Commenting on the passing of the legislation,Noel Maye, CEO of FPSB Ltd., said 「This is a tremendous outcome for the financial planning profession in Australia, and yet another step forward in establishing financial planning as a recognized global profession. FPSB congratulates FPA Australia on its years of hard work and determination to secure this fantastic recognition.」

FPSB的CEO，Noel Maye在談到立法通過時表示：「這是澳大利亞在金融規劃方面取得的一項巨大成果，同時對於打造『金融理財師』——這一全球認可的職業形象而言也是巨大的進步。FPSB對於澳大利亞理財師協會（FPA Australia）多年來堅定地對推動立法所付出的努力得到認可，而表示祝賀。」

Dante De Gori, CFP, CEOof the FPA Australia, said 「Consumers have long been able to rely on the fact that FPA members and CFP professionals subscribe to a Code of Professional Practice and Code of Ethics, and meet rigorous education and competency standards. Now, the public can be assured that everybody holding themselves out as financial planners in Australia will need to be similarly trained, experienced and subject to an enforceable code of ethics. We are delighted.」

澳大利亞理財師協會的CEO，Dante De Gori，EFP，說：「長期以來，FPA的會員和CFP專業人士遵從職業道德和行業操守，嚴格完成培訓教育，努力打造一個可以信任並依賴的良好形象。而如今，大眾可以更加確信所有對外宣傳自己是理財師的人，一定都通過了相關培訓、工作經驗認可並恪守行業道德。我們為此感到很高興。」

The legislation will be effective from 1 July 2017 and will involve the establishment of an independent standards setting body to determine the new education standards for any practicing or aspiring financial planner.

該法案將於2017年7月1日起生效，將設立獨立的指定機構來為所有理財師或希望成為理財師的人設立相關培訓標準。

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